Third: for mortgage individuals whose principal income is created from outside Hong Kong, the applicable optimum LTV ratio shall be decreased by 20 percentage factors, instead of the current 10 percentage points.
In addition, the maximum financial loan tenor of all new property home loans is limited to 30 years if the applicants have outstanding property mortgage loans for one or higher properties at the time of loan application.
The aforementioned measures take effect immediately. Having said that, loan applications in respect of property transactions with provisional sale and purchase agreements signed on or even before September 14, Next year will not be affected,Cheap Foamposites.
The Chief Exec of the HKMA, Mr Norman Chan, stated, Since the introduction of the fourth round of tightening procedures for property mortgage loans with the HKMA in June 2011, the neighborhood property market quieted down somewhat - but for just about more effective months.The property market began to heat up again in February 2012, with significant boost both in transaction volume and costs.With the third round of quantitative easing announced by the Us all Federal Reserve last night,cheap nike lebron 9, we count on more capital inflows through the People banking system into the appearing markets.Moreover, Europe has got earned some respite from its credit debt crisis following the announcement through the European Central Bank of its bond-buying programme,Foamposites 2012.Against this background,http://www.foampositesforsale-2012s.org, raise the risk brought by the continued heating up with the Hong Kong property market on the checking sector will rise once again.
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